Earn 5% fixed APR on non-invested FUNDS up to US$50K / HK$400K
- Interest and deposit can be withdrawn anytime
- Get all interest that are entitled
- Interest is paid on a monthly basis
Interest Payout Table
|Daily Average Usable Margin||Monthly Interest|
|USD 10,000||USD 41|
|USD 25,000||USD 104|
|USD 50,000||USD 208|
|HKD 80,000||HKD 333|
|HKD 200,000||HKD 833|
|HKD 400,000||HKD 1,666|
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Be at ease with your money at FXCM Bullion
FXCM Bullion is a part of the FXCM group of companies (collectively, the “FXCM Group”), a global financial services firm with offices around the world. When you put your trust with FXCM Bullion, you get a lot in return.
We are ready and able to help you. Our dedication to you is part of the reason why we earned the title Best Overall Client Satisfaction multiple times. A friendly member of our staff is always available to assist you.
Funding Your Account Is Easy
FXCM Bullion accounts are denominated in US dollars or HK dollars. You can choose from several secure funding options, including debit and credit card, UnionPay, bank wire, and paper check.
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Terms and Conditions | Frequently Asked Questions
When are interest payments applied?
Interest on usable margin is paid monthly. The credit typically arrives within seven business days of the month's end. Verify payment by logging into myfxcm.com and clicking on "Account Statement." Select the time period, click "Get Report" and review the "Account Activity" section for the interest credit.
How is the interest calculated?
The 5% APR is paid out on your average usable margin for the month. Each day at approximately 5 p.m. EST, a snapshot is taken of the usable margin in your account. This is added up and divided by the number of days in the month (provided that the account was open for the entire duration of the month). Interest is paid on the average usable margin in the account for the month paying interest for each day the account was open and eligible to receive interest.
In a 31-day month, an account that has USD 50,000 in usable margin every day at the 5 p.m. snapshot calculates interest payments as follows:
[(Total Sum of Deposits from Daily Snapshot/Days in the Month) x (0.05)] ÷ (months in a year) = monthly payout
What if I open my account in the middle of the month?
You may still earn interest; you simply have fewer days used in the calculation. See the description above for calculating interest.
Is there a minimum I have to deposit to earn interest?
There is no minimum deposit necessary to earn interest, but the minimum to open an account with FXCM Bullion is USD 500/HKD5,000.
What if my usable margin exceeds exceeds USD 50,000 / HKD 400,000?
The maximum amount you can earn interest on is USD 50,000 / HKD 400,000. However, there is no limit to the available equity or usable margin that you can have in your account.
If I close my account, how do I receive interest?
In the event that an account's full balance is withdrawn prior to interest being credited, rights to such interest are forfeited and credit will not be made to the account.
What if I do not want to earn interest on my account?
You can disable interest payments on your account. To request this setting, please email firstname.lastname@example.org.
FXCM Bullion may change interest rate at any time at our discretion.